How it works

We provide funding through factoring future credit card sales and business income. This is not a loan in 49 states (but in california this is called a loan).

We are purchasing future receivables at a discount.

There is no fixed payback time or schedule of repayment and no fixed interest rate.

Instead an agreed upon holdback percentage is deducted from the merchants daily credit card batches or ACH'd from their bank account until the purchased amount is collected.

Therefore the merchant is only paying a part of its visa, mastercard, discover, and or banking revenue.

We do not require any form of collateral Funding is available much quicker than traditional bank loans and require much less paperwork.